On June 11, the Huai'an Municipal People's Government held a press conference on the Four Measures of Huai'an City on Promoting the Healthy Development of the Real Estate Market (hereinafter referred to as the "Four Measures") to interpret the policy background and content.

On February 24, Huai'an issued the Five Measures of Huai'an City on Promoting the Healthy Development of the Real Estate Market (hereinafter referred to as the "Five Measures"), which were generally well received. To further ensure policy continuity, better support residents' demand for starter housing and upgraded housing, reduce the burden of home purchasing, and provide tangible benefits to home buyers, the Four Measures were implemented on June 1. These measures were developed by integrating and optimizing selected content based on a comprehensive evaluation of the Five Measures and Jiangsu Province's relevant requirements outlined in the Guiding Opinions on Stabilizing the Real Estate Market.

The main content of the Four Measures includes four aspects: First, continuing the implementation of subsidies for the purchase of new commercial housing. Buyers of new commercial housing will receive a subsidy equal to 2% of the total purchase price. Second, implementing home purchase subsidies for new arrivals in Huai'an. New arrivals who come to or stay in Huai'an for entrepreneurship, employment, or living will receive a 3% subsidy on the total purchase price when buying new commercial housing. Third, implementing subsidies for the "sell-old-and-buy-new" home purchase scheme. Those who sell their own commercial housing and purchase new commercial housing during the policy implementation period (with the interval between sale and purchase not exceeding 6 months) will receive a 3% subsidy of the total purchase price. Fourth, further optimizing housing provident fund policies. Phased support for home purchases by new citizens, young people, and talent people staying in Huai'an will be increased. These groups, when purchasing new commercial housing in the city, may withdraw the housing provident fund account balances of themselves, their spouses, parents, and children for five consecutive years, and can enjoy a 50% interest subsidy on housing provident fund loans for 12 consecutive months. Other phased measures include: reducing the down payment ratio for housing provident fund loans to 15%; optimizing the standards for determining the number of housing units owned; expanding the scope of support for commercial-to-provident fund loan transfers; extending the maximum repayment age to 70; supporting the withdrawal of housing provident fund for paying deed taxes and special residential maintenance funds; expanding the scope of eligible persons for withdrawing funds to repay the principal and interest of home loans.

The first three policies will be in effect from June 1, 2026, to December 31, 2026. In the fourth policy, the phased measures will be in effect from June 1, 2026, to December 31, 2026, while other measures will take effect starting June 1, 2026. Should any new relevant policies be introduced, the new policies shall prevail. The subsidy policy for newborn and multi-child families to purchase new commercial housing, as well as the policy to ensure school enrollment for multi-child families introduced on February 24, 2026, will continue. Should any new relevant policies be introduced, the new policies shall prevail.

Since the implementation of these policies, Huai'an's real estate market has consistently shown positive signals, with stable overall operations and better support for residents' home-buying needs. According to statistics, from February 24 to May 31, the city recorded 2,858 transactions of new commercial housing, a month-on-month increase of 47.47%. A total of 2,226 applications for home purchase subsidies have been processed, with RMB 27.16 million already disbursed. From January to May, Huai'an issued 3,680 housing provident fund loans totaling RMB 1.896 billion, representing year-on-year increases of 52.44% and 64.87%, respectively. Among these, loans for first-time home purchases accounted for 96.11%.